Thank you for organizing the event. Organizational issues, in my opinion, were not implemented at a very high level. It was very interesting to hear the experience of colleagues, to communicate and share their experience. In terms of remarks and additions, I can say the following: it seemed to me that the second and third sessions were a little unstructured, there was a lack of prepared speeches; although I believe that discussions are a more dynamic means of sharing experiences, structured presentations by topic were lacking. Also, it may be worth inviting representatives of insurance companies and brokers who could comment on issues of interest to policyholders (for example, as did Alexander Misurev and Artem Sudorozhenko).